Legals for October, 11 2022

NOTICE OF TRUSTEE'S SALE - To be sold for cash at a Trustee's Sale on January 26, 2023, 11:00 AM at the In the lobby of the Shoshone County Courthouse, 700 Bank Street, Wallace, ID 83873, the following described real property situated in Shoshone County, State of Idaho ("Real Property"): The Easterly 42 feet of Lots 10 and 11 and that portion of the vacated alley adjoining this property on the East all in Block 28, Osburn, Shoshone County, State of Idaho according to the official and recorded plat thereof, described as follows: Beginning at the most Easterly corner of Lot 10; thence South 59° 58' East, 8 feet to a point; thence South 30° 02' West, 100 feet to a point; thence North 59° 58' West, 50 feet to a point; thence North 30° 02' East, 100 feet to a point; thence South 59° 58' East, 42 feet to the point of beginning Commonly known as: 509 Chestnut Street, Osburn, ID 83849 Brad M. Hennings and Kiley R. Hennings, as Trustors conveyed Real Property via a Trust Deed dated December 29, 2008, in favor of JPMorgan Chase Bank, N.A. as Beneficiary, in which First American Title Company and JPMorgan Chase Bank NA was named as Trustee. The Trust Deed was recorded in Shoshone County, Idaho, on December 30, 2008, as Instrument No. 449600, and modified pursuant to the Modification recorded on May 6, 2019, as Instrument No. 499138, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Wilmington Savings Fund Society, FSB, as Trustee of Quercus Mortgage Investment Trust Assignment Dated: December 24, 2019 Assignment Recorded: January 2, 2020 Assignment Recording Information: Instrument No. 502191 Shelly M. Casares is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Shoshone, State of Idaho on February 9, 2022 at Instrument No. 512539, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning October 1, 2021, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $100,475.03, interest in the sum of $5,151.71, escrow advances of $1,755.26, Expense Advance in the sum of $3364.76, late charge in the sum of $88.96, for a total amount owing of $110,590.77, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding by certified funds (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC § 45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 22nd day of September, 2022. Shelly M. Casares Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. ID10496 Legal#4272 AD#564421 October 4, 11, 18, 25, 2022

NOTICE TO CREDITORS CASE NO. CV40-22-0504 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF SHOSHONE IN THE MATTER OF THE ESTATE OF Susan Lee Reynolds and William Alan Reynolds, Jr., Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATE: October 5, 2022 /s/Tammy S. Jones c/o Michael F. Peacock Attorney at Law 123 McKinley Ave.Kellogg, ID 83837 Legal#4276 AD#565807 October 11, 18, 25, 2022

SUMMONS FOR PUBLICATION Case No. CV40-22-0406 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF SHOSHONE IDAHO HOUSING AND FINANCE ASSOCIATION (fka IDAHO HOUSING AGENCY), Plaintiff, v. Heirs and Devisees of FRANCES L. AVERILL, SPOUSE OF FRANCES L. AVERILL, THE ESTATE OF FRANCES L. AVERILL, SHOSHONE COUNTY BOARD OF COMMISSIONERS; STATE OF IDAHO DEPARTMENT OF HEALTH AND WELFARE; AND JOHN DOE and JANE DOE, Defendants. TO: DEFENDANTS HEIRS AND DEVISEES OF FRANCIS L. AVERILL, SPOUSE OF FRANCIS L. AVERILL, AND THE ESTATE OF FRANCIS L. AVERILL You have been sued by Idaho Housing and Finance Association, Plaintiff, in the District Court of the First Judicial District in and for the County of Shoshone, State of Idaho, in Case No. CV20-22-0406. The nature of the claim against you is an action for the judicial foreclosure of a Deed of Trust encumbering the property located at 821 E. Mullan, Osburn, ID 83849, due to non-payment of the required monthly payments. Any time after 21 days following the last publication of this Summons, the Court may enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 700 Bank St., Wallace, ID 83873 (208) 752-1266, and served a copy of your response on the Plaintiff's attorney, Sean H. Costello of Skinner Fawcett LLP at 250 W. Bobwhite Ct., P.O. Box 700, Boise, ID 83701-0700, (208) 345-2663. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. DATED September 21, 2022 Tamie Lewis-Eberhard Clerk of the Court By:/s/Gail Elliot Deputy Clerk Legal#4267 AD#562792 September 27, October 4, 11, 18, 2022